Our Policy

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A VDS policy provides you with:

  • Professional indemnity insurance, exclusive to the veterinary profession
  • A team with unparalleled experience of RCVS/VCI disciplinary proceedings
  • Highly experienced claims consultants, each of whom is a qualified veterinary surgeon, to handle your claim
  • Cover for support staff working under the supervision of a veterinary surgeon member
  • A choice of indemnity limits for professional negligence
  • Indemnity limits that are applied to each separate incident during a period of insurance (up to the stated aggregate claim limit for that year)
  • No premium increase as a result of a successful claim.

A VDS policy means:

  • A minimum £250,000 (€300,000) cover for civil claims resulting from veterinary negligence.
  • Built-in £200,000 / €240,000 cover for representation for criminal proceedings resulting from normal veterinary work (cover for RVNs is £150,000 / €180,000).
  • Built-in £10,000,000 (€12,000,000) cover for personal injury resulting from veterinary negligence.
  • No premium increase as a result of a successful claim.
  • A range of Professional Indemnity (PI) limits for each risk group (it is very important that you choose an adequate indemnity limit for each of these. This allows us to defend you and your reputation, and to settle claims when appropriate).

If you would like to apply for the insurance cover we offer, and take advantage of all the benefits of VDS membership, you can request a proposal form from our Membership team by calling +44 (0)1565 652737 or emailing admin@thevds.co.uk

2025 documents

📄 Terms of Business - Please Read ↓ (PDF)

Professional Indemnity Insurance

UK

Insurance Product Information Document (IPID) 2025 UK

Insurance Product Information Document (IPID) 2025 UK

Insurance Product Information Document (IPID) 2025 UK

Practice Professional Indemnity Policy 2025 UK

Practice Professional Indemnity Policy 2025 UK

Practice Professional Indemnity Policy 2025 UK

RVNs at a Practice Policy 2025 UK

RVNs at a Practice Policy 2025 UK

RVNs at a Practice Policy 2025 UK

Ireland

Insurance Product Information Document (IPID) 2025 ROI

Insurance Product Information Document (IPID) 2025 ROI

Insurance Product Information Document (IPID) 2025 ROI

Practice Professional Indemnity Policy 2025 ROI

Practice Professional Indemnity Policy 2025 ROI

Practice Professional Indemnity Policy 2025 ROI

RVNs at a Practice Policy 2025 ROI

RVNs at a Practice Policy 2025 ROI

RVNs at a Practice Policy 2025 ROI

RVN Representation Costs Insurance

Insurance Product Information Document (IPID) 2025 RVN

Insurance Product Information Document (IPID) 2025 RVN

Insurance Product Information Document (IPID) 2025 RVN

Individual RVN Policy 2025 UK

Individual RVN Policy 2025 UK

Individual RVN Policy 2025 UK

Individual RVN Policy 2025 ROI

Individual RVN Policy 2025 ROI

Individual RVN Policy 2025 ROI

2024 documents

📄 Terms of Business - Please Read ↓ (PDF)

Professional Indemnity Insurance

UK

Insurance Product Information Document (IPID) 2024 UK

Insurance Product Information Document (IPID) 2024 UK

Insurance Product Information Document (IPID) 2024 UK

Practice Professional Indemnity Policy 2024 UK

Practice Professional Indemnity Policy 2024 UK

Practice Professional Indemnity Policy 2024 UK

RVNs at a Practice Policy 2024 UK

RVNs at a Practice Policy 2024 UK

RVNs at a Practice Policy 2024 UK

Ireland

Insurance Product Information Document (IPID) 2024 ROI

Insurance Product Information Document (IPID) 2024 ROI

Insurance Product Information Document (IPID) 2024 ROI

Practice Professional Indemnity Policy 2024 ROI

Practice Professional Indemnity Policy 2024 ROI

Practice Professional Indemnity Policy 2024 ROI

RVNs at a Practice Policy 2024 ROI

RVNs at a Practice Policy 2024 ROI

RVNs at a Practice Policy 2024 ROI

RVN Representation Costs Insurance

Insurance Product Information Document (IPID) 2024 RVN

Insurance Product Information Document (IPID) 2024 RVN

Insurance Product Information Document (IPID) 2024 RVN

Individual RVN Policy 2024 UK

Individual RVN Policy 2024 UK

Individual RVN Policy 2024 UK

Individual RVN Policy 2024 ROI

Individual RVN Policy 2024 ROI

Individual RVN Policy 2024 ROI